Cross-border payments remain one of the most persistent challenges in global finance. Despite advances in digital banking and fintech innovation, international money transfers are still plagued by high fees, slow settlement times, currency conversion friction, and limited transparency. As global trade, remote work, and digital commerce continue to expand, the demand for faster, cheaper, and more reliable cross-border payment solutions has never been stronger. This is where blockchain technology and cryptocurrencies have found a powerful use case. Over the past decade, numerous crypto projects have emerged with the promise of transforming cross-border payments. Some have focused on speed, others on…
Author: Areeba Khan
Bitcoin has always been a market driven by innovation, speculation, and rapid structural change. In its early years, price discovery was almost entirely shaped by spot exchanges where buyers and sellers directly traded Bitcoin against fiat currencies or stablecoins. Over time, however, the maturation of the crypto ecosystem introduced increasingly sophisticated financial instruments. Today, Bitcoin price discovery has shifted decisively to derivatives markets, marking one of the most important evolutions in how the world’s largest cryptocurrency is valued. This shift reflects deeper liquidity, higher leverage, and faster information transmission within futures and options markets compared to traditional spot trading venues.…